Built for families who need real help.
Premier Benefits Group, LLC is an independent insurance agency and legacy planning education firm based in Slater, Missouri. Founded by Benjamin O. Laney, the agency was built from the ground up through personal sacrifice, strategic preparation, and a commitment to serving families who have historically lacked access to trustworthy guidance.
Benjamin personally funded every compliance requirement — forming the LLC, securing E&O coverage, earning his Missouri Life & Health license, obtaining a Business Entity Producer license, completing AML training, opening a dedicated business bank account, and contracting with 39 insurance carriers. This agency wasn’t built on theory. It was built on grit.
“To help underserved families — especially those disproportionately affected by probate, financial literacy gaps, and lack of access to trustworthy guidance — build, protect, and transfer generational wealth through accessible education, legacy-planning support, and comprehensive insurance solutions.”
To become a respected multi-state independent insurance agency serving families across Missouri and 10 expansion states — known for complete household protection, financial literacy education, and personalized advocacy.